Houston CRE
How does car insurance work when driving somebody else's car?
I have my own car and insurance company. My girlfriend has her own car and insurance company. Can I drive her car? What would happen if I got into an accident? How much would it cost to be insured with her car? How would that work with 2 different insurance companies? THANK YOU!
Public Comments
- depend on insurance policy. check your insurance company.
- Typically, you would have some coverage from both policies regardless of whether you were driving her car or yours, as long as its not a regular thing. To be sure, you should be talking to your insurance agent about the situation.
- For auto insurance the most efficient way to get a very good rate is do a policy comparison on auto policies. Make sure that you pick similar options with the same limits, auto type, zip code, etc so that all options are a good comparison. What I most often recommend is an internet comparison quote at http://www.lowratetoday.com since they have top name insurers and will give many quotes on car insurance polices.
- Check out this article to see when you're covered, and when you're not...you'll be surprised. http://www.thetruthaboutinsurance.com/auto-insurance-am-i-covered/ However, to be sure, contact her insurance company to see if you're definitely covered.
- depends on your policy
